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FIRE explained

In-depth guides on financial independence, early retirement strategies, and the maths behind them.

Fundamentals 1 October 2025 8 min read

The 4% Rule Explained: How to Calculate Your FIRE Number

The 4% rule is the cornerstone of every FIRE plan. Learn where it comes from, how to apply it correctly, and when to adjust it for your own situation.

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Strategy 15 October 2025 7 min read

Bridge FIRE: How to Retire Early Before Your Pension Kicks In

Retiring at 50 means surviving years without your state pension. Bridge FIRE shows you exactly how much portfolio you need — and how long it must last.

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Strategy 1 November 2025 9 min read

Geo-Arbitrage: How Moving Abroad Can Cut Your FIRE Number by 40%

Living in a lower-cost country in retirement means a dramatically smaller FIRE number. We break down the maths, the real advantages, and what to watch out for.

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